The Real Estate Crisis: Congress Expected to Fail

 

An over-whelming majority surveyed say the U.S. Congress will fail in its attempt to solve the nation's real estate crisis. That, according to a new poll conducted by Housing Predictor.

 

The online survey clearly indicated that Americans are fed up with Congressional failures, the government's stance on the nation's economic crisis and the White House.

 

Housing Predictor forecasts more than 250 local housing market futures in all 50 states, and regularly surveys visitors on real estate related issues, which are in the forefront of the national economic crisis. They also forecast the nation's top 25 real estate markets annually, the worst 25 markets and the nation's foreclosure epidemic.

 

Tell us what you think.  Do you think Congress will fail in its attempt to solve the nation's real estate crisis? Click the comment link below and sound off.  We'd love to hear from you.

 

 

 

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Going Green: Doesn't Have to Be Expensive

 

Everybody wants to save the planet… and most of us also want to save some money for ourselves. Is it possible to do both at the same time?

 

In this short (1:39) video, Money Talks correspondent Stacy Johnson shows some ways you can go green AND save money while you're doing it.

 

 

Be honest, how many of the ways to save in this video do you overlook each day?  We'd love to get your feedback.  Just use the comment link below.

 

 

 

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Homeowner's Insurance: When NOT to File a Claim

 

In some cases, filing a claim against your homeowner's insurance is just not worth it. In addition to getting socked with higher premiums, you could find it harder to get coverage later.

 

The big question is, when should make an insurance claim, and when is best not to?

 

Unfortunately, there is no cut and dry simple answer to that question, as individual circumstances vary.  Things such as; how long have you had your home insured without a claim?  How many claims have you had?  What (specifically) were the claims for?

 

Different answers to those questions present a different answer as to whether you are better off filing a claim, or handling the situation yourself and NOT filing the claim.

 

Insurers increasingly are using a huge industry database, called the Comprehensive Loss Underwriting Exchange, or CLUE, to drop or deny coverage based on a home's history of claims or damage reports. Insurance companies are terrified of rising losses from water and mold damage. So a single report of water-related problems may be enough for insurers to shun your home.

 

So far, insurers' increased use of the CLUE database has not caused any serious problems those looking to sell.

 

Think twice about those water-related claims. This is especially true if you plan to sell within a few years. You might be better off paying to repair the problem yourself rather having your home be branded as high risk.

 

There are more tips for when to file and when not to online, so our advice is, do your homework.

 

 

 

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